Getting Travel Insurance When Youve Had Cancer

If you have been a person who has previously had cancer and wants to go on an overseas holiday, you may find that you have your work cut out for you when it comes to finding an affordable travel insurance policy.

In fact, there are some insurance firms which will not offer any insurance at all to those who have had or do have cancer. Of the companies that do offer insurance, they sometimes charge you more than the cost of your flights. For instance, one company, Free Spirit, charges a 48-year-old woman who had breast cancer five years ago 248.70 for a 17-day worldwide policy. Compare this to someone without any health concerns where the insurance costs are as little as 20.

This example has been backed up by a recent survey conducted by the charity Cancerbackup which reveals that nine in ten people struggle to get travel insurance if they have had cancer. Even if people are fit to travel, seven in ten are offered policies with sky high premiums or else refused insurance all together, the survey suggests. And so as a result of insurance problems, one in 20 people linked to cancer choose to travel without insurance. One in ten, as a result, cancel their trip.

But there is now, perhaps, some hope. As a result of the survey conducted by Cancerbackup, the Association of British Insurers (ABI) is investigating whether companies are in fact discriminating against cancer sufferers. The association says it also wants to make sure the Cancerbackup survey results have not put people off taking out travel insurance all together before going on holiday. A spokesperson for the charity Macmillan Cancer Support calls for this sort of probing saying: The insurance industry needs to recognize that not all cancers are the same and treat people accordingly.

Cancer as a disease itself is so grueling for people it is only natural many of them want to give themselves a relaxing overseas holiday when their treatment is finished. And rightly so says, one of the firms that does offer cancer suffers insurance Medi Travelcover.

A spokesperson for the company says the extra costs for the insurance are worth it because when someone is feeling low, a holiday can be just what they need. The company says it has sympathy with people who are refused travel insurance outright. Being refused insurance can have a terrible impact on their morale, the spokesperson says.

When it comes to life insurance or private medical insurance it is quite understandable how someone might be refused the opportunity to take out cover. But then it seems crazy that someone who has had cancer a long time ago cannot get any reasonably priced medical insurance for a straight forward holiday. The situation is likely to become more of an issue too, with one million people having been diagnosed with cancer sometime in their life. So it is no wonder the Association of British Insurers is now doing some probing about the situation some might argue that the probing has not happened soon enough.

Websites which offer more information include the Cancerbackup website (http://www.cancerbackup.org.uk) and Cancer Research website (http://www.cancerresearchuk.org).

New articles based around insurance for UK residents.

Travel Insurance -Insurers Discriminate Against Those Who Battle Cancer
Dealing with the ugly disease cancer is one of the most distressing things anyone can face in their lifetime. First the person has to come to terms with the fact that they have the life threatening illness, then they undergo a long and grueling proce...

Travel Insurance - Think Pink
An insurance company that has been recently launched was developed to cater for breast cancer sufferers - both male and female. Many sufferers, even if they've been in remission for several years, find themselves turned down for travel insurance or ...

Travel Insurance - Your Protection Cover For A Trip
You need travel insurance, whenever you set out on a trip. There are some substantial reasons why someone needs this insurance. This insurance covers your financial losses or any illness during the trip. It also compensates for any other problems you...

Tips To Help You In Getting A Good Travel Insurance Deal
The increased number of insurance companies in UK are causing confusion when it comes to availing an insurance. Especially when it comes to buying an insurance which covers your trip, the deal demands great attention, as a good travel insurance acts ...

Show Prudence to Get the Best Deal on Travel Insurance
Travel insurance policy proves to be a godsend when something unexpected crops up on the middle of the journey. It covers a range of situations; from trip cancellation or delay to medical evacuation. You can also buy supplemental travel medical insur...

Travel Insurance - Traveling with a Sense of Safety
A person who is traveling is always apprehensive and insecure. Primarily, the reason is that being in a foreign land and away from the secure environs of his home and the familiarity of his city, any person is bound to feel uneasy and perplexed. Add ...

Plan Better And Avail A Good Travel Insurance Deal
If you are travelling abroad, it is important to have an insurance covering your trip appropriately. Buying a travel insurance helps you with financial, medical and legal assistance during your tour. The insurance compensates you if you happen to mee...

Travel Insurance Lets You Enjoy Your Trip with Full Pleasure
When you buy a holiday package or plan a trip, its really a matter of big budget. So, if it is cancelled or curtailed then you may have to face a huge financial loss. Though you cannot avoid such unpredictable losses altogether, you can recover the l...

What Are The Losses Travel Insurance Covers?
Travel insurance implies the coverage for pitfalls associated with travel. This type of insurance is intended to cover financial and other losses incurred at the time traveling. The losses may be incurred in a domestic or an international level. Broa...

Travel Insurance - The Umbrella of Safety and Security
The main idea behind travelling is to unwind oneself with the purity and freshness of exotic locations forgetting all the fret and fever of day-to-day life. For this it is necessary to be free from all kind of anxiety and leave the hassles of routine...